For most retail businesses Christmas is the end of a long stretch of the hardest working period of the year. If everything went right this holiday season you likely had the busiest period of your whole year. Moving piles of product is a much needed shot in the arm for a variety of companies that might have been suffering sales lulls for the fiscal year of 2013.
If you own a struggling business that one busy season alone is unlikely to alter the dire circumstances of a disappointing year. Closing budget gaps, paying overdue bills, and finding room for growth for your business is going to take finding a a plan and a funding source that works for your needs.
Infinity Capital Funding is here to help you hatch the next phase for your business. Perhaps scaling back on a brick and mortar store and moving to the Web is just what your business needs. Maybe an expansion into new service areas can turn things around. No matter what the solution we are here to provide short term loans that make sense for even a cash strapped business.
Resilience makes businesses stay stronger longer. We are here to help your business build back up right now.
Small business is vital to all of us. Here’s a small taste of what it means to us.
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We all want more success in 2014. In life and in business we want to make positive changes to assure that our lives are more fulfilling. We want our businesses to generate more profit and grow in meaningful and sustainable ways.
Advancing a business means investing small business funding in smart ways, but it also means resolving ourselves to improve the way we work and how we engage with running our businesses. Here are some great New Year’s Resolutions for managers to consider as 2013 draws to a close:
- Delegate Better and Delegate More: Managers can have trouble giving up control. Employees account for a lot of funding for small businesses and their effectiveness should be maximized. This means you have to give your staff more opportunity to work in increasingly meaningful ways.
- Make Promotion a Priority: Make a plan for promoting your business. Invest a short term loan in Web marketing, attend business networking events, and make a plan for what this year’s marketing message will be.
- Update and Upgrade Equipment: Your business is only as good as its resources. Do not make do with a rickety old register, get a new one. If shelves are not ideal fix them. Your business deserves this kind of attention and investment.
Have you started thinking about 2014? Any good business owner started planning for the new year months ago! Whether you’re planning on starting a small business or are looking to make 2014 the best year your business has seen yet, NOW is the time to start putting the gears in motion.
When it comes to running a successful business, the bottom line is always dollar signs. If you can’t afford to staff your business, buy new equipment, replace broken inventory and properly market your business, you will be run over by the next guy who can. It’s that simple.
Financial hardships are to be expected in the early years of a business and should not deter you from chasing your dream. A small business loan or merchant cash advance is a hassle free way to secure the funding you need without getting sucked into outlandish interest rates and decade-long commitments. Small business loans from independent lenders like Infinity Capital Funding provide up front cash to float you while you increase your revenue and pay back the loan in small increments. Merchant cash advance lenders look at you and your business as a whole. You are more than your credit score. Lenders will take revenue, business size and the amount of time you’ve been in business into consideration when granting your loan. This means you can stop letting bad credit slow your dreams down.
Call today to learn how a loan can help catapult you into 2014.
You’ve taken the first step and have recognized that you need a cash infusion. After doing extensive research and talking to friends and family, you’ve decided to come to Infinity Capital Online to solve your cash flow needs. Now the choice is between a merchant cash advance and a small business loan.
What is the difference? Which is better for your business? Which will allow you to get the most help with the most agreeable terms? Let’s review both in detail.
Merchant Cash Advance Programs:
- Works for all business with credit card capabilities. The advanced cash is paid back through a holdback percentage of future credit care sales.
- Advances can be for up to 125% of monthly credit card sales and come with 6-10 month terms.
- Businesses must have been in business for a minimum of nine months, process over $4,000 per month in credit card sales, and have a minimum of ten card transactions a month.
Small Business Loan Programs:
- Works for businesses with little or no month credit card transactions.
- Microloan programs are easier to qualify for than bank loans and are not based on prior credit.
- Qualification is determined through current cash flow and health of your business.
- Application process takes a maximum of two days and most businesses can have their loans within the week.
- Loans are repaid through holdback percentages of credit card sales and a weekly ACH payment.
Look into your business’s health and future and then decide which works best for you and call us to get started!
For many small businesses, the holiday season is the time when the most money is made. Some industries earn the majority of their annual income during these few short months. Demand increases almost ten-fold during November and December especially. The question is whether you have the funds to increase your product inventory to match this demand.
For struggling small businesses, these months can mean the difference between being around in a year and closing shop. Don’t let a lack of inventory prevent your business from reaping the benefits of the holiday merriment. If you’re struggling with cash flow and cannot afford to double your inventory a business cash advance is an easy and practical solution. The advance will provide the funds you need to make the money that will carry you through to the next quarter.
A short term loan gives your business the cash it needs now without locking you into a never ending lending agreement. The strategy is to float your inventory until the revenue you make this holiday season allows you to stand on your own two feet next year. Infinity Capital Funding is safe, reliable, and friendly. Our customer service representatives will walk you through your inventory and suggest how much money you’ll need to borrow. Our repayment terms are easy to understand and minimally arduous to meet.
Call our customer service representatives to learn more.
Small business merchant cash advances aren’t just for new businesses. Sure, most of our loans go to the little guys who are trying to get above water and need capital to do so. But Infinity Capital Online understands that even high volume companies can find themselves in need of a cash infusion. Therefore, we have created program just for you! Infinity Capital Funding’s Platinum Program was created to provide thriving and established businesses with the working capital loans we all need when times get rough. The Platinum Program offers a quick and easy infusion of cash for businesses who can prove a high volume of business transactions. The terms and conditions are less stringent than our other programs and are designed to make borrowing hassle free. Read on to learn if you qualify and call us for a quote. Requirements:
- A clean bank statement with consistent cash flow
- In business for at least three years
- Very good personal credit
Terms and Conditions:
- Advances up to 175% of monthly credit card sales
- Advances with 12 month terms
- Low factor rates
Infinity Capital Funding’s Platinum Program is designed to reward you for your excellence with the boost your cash flow might need. Call us today to speak to representative about whether these are the terms that work best for your business.
For many young businesses hungry for customers and competing in crowded markets, the first impulse is to lower costs to compete with bigger brands. Beating your largest competitors on price is a great way to gain customers, but if you obtain customers at price points that are unsustainable, they will not be with you and your company for the long haul. Your prices will have to increase, potentially driving away all of those customers you brought in. And if you do not increase prices, you might just find your business losing money with every new customer.
Finding funding for small business can be difficult. Believe it or not generating income is the best way to fund your business. Even as a sensible merchant cash advance allows you to bridge the gaps in your budgets, you need to have a winning business with profits to stay afloat. This is why keeping prices low to acquire customers is not as important as finding a price point and business model that is manageable and can help you find a sustainable customer base.
Test your pricing to ensure that you start from a place where profit is possible. It is the safest way to keep up small business funding for the long haul.
When you consider starting a business, you are going to run into a wide array of naysayers. Some folks will tell you about the risks that you are making in general, while others will tell you about how crowded the market is in your chosen industry. Luckily, you do not have to listen to negative voices with little to no expertise.
Funding for small business is not lent out based on how innovative an idea is. Instead, it is about making a clear business plan with some common sense benchmarks and realistic budgets. Once you have developed a sound business concept and plan, it becomes your job to make your experience superior in some way to competitors. There may be other businesses doing what you do broadly, but it is your job to find the areas where those businesses need improvement.
With a merchant cash advance, you can develop a business strategy that takes on competitors in local markets. In just a few months you can define the experience customers can expect from your establishment and make huge strides towards any and all competitors. All you need is a real strategy and enough small business funding to make an impact.
As a small business, you might sometimes feel stifled by the options available to you. This can come in the form of location, products that you offer, or in the people you hire. For small businesses there is often an impulse to hire friends and family. The results of this decision, often made in haste, is unqualified or under-motivated employees who lack accountability.
When hiring employees for your business, you should be attempting to attract the best talent in your field. As a result, this is an area where cost cutting should be avoided. Instead, get an infusion of small business funding to assure that your employees are the best you can get. The results will be a better business that you can maintain control over in a real way. It is hard to be a friend first and boss second. It is much easier to be a boss first and become friendly by building trust over time.
Funding for small business can be divided in a number of different ways. To put emphasis on hiring high-quality workers is a smart move which will guarantee that, if nothing else, your business will offer reliable and valuable services. This above all else will put you on track for success.