Business Funding To Weather the Government Shutdown

Hopefully you have not started to feel the pinch of the government shutdown at your small business. Luckily, as a small business owner you make your own money and can survive without government assistance that is so important to so many others. Of course, if your business is patronized by government workers or people who subsist on government assistance, things might have already started to look dire.

No matter who or what you blame for the government shutdown, it is sure to affect businesses if it keeps going for a several months. To help navigate these lean weeks (months?), you might need a merchant cash advance. Our small business funding plans can help keep the cash in your company consistent during a period of downturn. With some smart budgeting and an infusion of cash from a lending service that is not taking advantage of panic, you can survive the shutdown.

If the pinch of the government shutdown is threatening the health of your business, look into our many methods of providing funding for small business. We can help you stay on your feet and continue to do the good work you love, even as the government refuses to do its work.

Winterize with a Merchant Cash Advance for Your Restaurant

The warmer months of the year can be a great time to be in the restaurant business. Through the spring and fall you can leave windows and doors open or capitalize on your fantastic outdoor eating area. These can be great booms to your business and shore up what is often a substantial dip in the winter.

However, you might still need an infusion of small business funding to keep your restaurant operating in the winter. This is because those big open windows and outdoor eating areas that make your eatery ideal in warm months can be poisonous to your bottom line in the winter. The trick? Winterizing your restaurant!

Sealing up windows and doors, cleaning out heating ducts, finding energy-efficient radiators, and other tricks for making your restaurant warm in the winter do not have to be expensive, but they will cost something. With a merchant cash advance from Infinity Capital Funding you can get the money you need to get the job done and pay for it throughout the season.

Assuring you have the funding for business to keep running through the winter is vitally important. The restaurant business can be fickle, the best way to combat that is to keep things consistent.

Getting the Word Out About Fall Promotions

Fall is here, and no matter what kind of business you run, seasonal shifts offer new opportunities for promotions. If your business is uniquely seasonal, you might be looking to ramp up business in advance of winter or simply close out the warm months with a strong finish. Offering deep discounts can help drive business up no matter which side of this divide you land on.

For businesses with more year-round relevance, the fall offers a lot of opportunities, from back-to-school sales to capitalizing on the dropping temperatures. For businesses ranging from clothing all the way to serious electronics, back-to-school sales offer a great chance to generate some foot traffic and big sales. Getting the word out about these promotions might cost you some small business funding, but the money will be well worth it when sales are doubling or tripling.

With a merchant cash advance you can do an ad buy in the local paper or on local cable service to assure people know about the big fall savings at your store or shop. Getting the word out about promotions is what makes them worth your while. It is a great use of funding for small business.

Business Funding for Employee-Incentive Programs

When looking for funding for small business, our impulses are often to focus on new things. Perhaps you want to add a new service or product to your store. Maybe you would like to bring in new employees to establish a better sales force or to serve more customers efficiently. These are all smart uses of business funding, and we encourage them all. That being said, there are also ways to invest in things you already have.

Employee-incentive programs have been known to have excellent results for businesses’ bottom lines. Each incentive has the potential to make your company more profitable while building up loyalty among the ranks that you have already brought onto the team. While hiring fresh talent can be a useful way to inject some fuel into your business, maximizing the talent already at hand costs less and might net more long-term innovation.

Small business funding can be used for a wide array of employee-incentive programs. You can offer prizes for big sales. iPads have been known to bring the best out of employees. You might also consider cash rewards for innovative initiatives.

Whatever you choose to do to motivate your staff, Infinity Capital Funding is here to give you the resources to do it!

Adding a Service or Product to Your Small Business, Smartly

Major chain stores can seem monolithic and consistent to a fault. In truth, the scope and size of the largest retail chains allow them to experiment a lot without tampering too much with customer expectations. They can incorporate new products in a “test market” without investing too much money in something that does not have an appeal to consumers.

For smaller retail stores, where funding for business is much lower, adjusting strategies and incorporating new products and services can be more difficult. Investing in a product or service can take a small store off course and suck up more than its value in small business funding.

Here are a few ways to consider whether a new product or service is worthwhile to your business:

  • Have You Maxed Out Profit Potential from Current Products? If there is more money to be made out of your current products and services, you should establish avenues to get it before taking on new products.
  • Can You Add Something New Without Losing Focus? Pulling focus from your established business model can ruin it and put too much focus on something new.
  • Has This Product Worked Elsewhere? We all want to innovate, but knowing a product or service (or something similar) has already worked in similar markets is a safe way to invest your funding for business.

Knowing Your Relationship with Business Funding

Developing good money management skills is something that takes time. For many of us there is a difficulty in making our personality match up with the necessity of properly managing our money. This could be the result of deep-seeded behavior that derives from our earliest years. It is important to understand your own relationship with money before you can properly manage funding for small business.

Anyone who has experienced the company of both the very successful and the very unsuccessful can see patterns in both that are eye-opening. For those who have made it to the promised land of owning and operating successful businesses, there is often an edge of thriftiness that can seem cheap. In essence, they act poor, pinching pennies to assure their continued success. By contrast, far too many of the least successful people you will encounter in life spend frivolously. By not considering the consequences of their spending, they are held back from saving their way to success. If you are the latter, you should learn from your mistakes before managing small business funding.

Learning how you handle money will take rigorous accounting and some outside observance from unbiased colleagues. Your business funding will benefit greatly from this exploration.

Business Funding for Extreme Weather Preparation

As the summer winds down, we are reminded of the one year anniversary of Hurricane Sandy, not to mention the anniversaries of an array of tropical storms that have left property owners throughout the eastern coast of the United States with insurmountable losses. For business owners, some preparation should be considered. Whether that be weather-proofing windows, investing in flood insurance, or making other renovations and investments to assure the losses will be manageable in the worst case scenarios.

Of course, in order to protect your store or office, you are going to need extra small business funding. This is the sort of investment perfect for a merchant cash advance from Infinity Capital Funding. Our team is determined to offer much needed assistance to businesses trying to make financially sound decisions before disaster hits.

When preparing for potential tropical storms, it is important to understand the likelihood of a serious incident and your store or office’s specific weaknesses therein. If you are near the coast, chances are you are uniquely vulnerable to flooding. Businesses at higher elevations might need business funding to prepare for high winds. In either case, we are ready to provide funding for small businesses looking to get ahead of extreme weather.

Risk vs. Stagnation: New Services or Products and Your Business Funding

Considering small business funding to add a new product or service to your business? Great! Finding new and interesting services and products is one of the best ways to stay relevant in a perpetually changing marketplace. A new product can unlock profit streams you never imagined, but it might also pull your focus, and should it fail to catch on, could cost you. How can one avoid that kind of pitfall?

As anyone who has started a business knows, ambition and growth require risk. That risk is both personal and financial, meaning your funding for small business investments will be dedicated to a risky venture whether it succeeds or fails. The fear of new ideas failing leads many businesses to maintain a safe strategy instead of reaching for a bigger consumer base.

In an effort to safeguard your business from bad decisions without stifling growth, here are some ways to test a risk before you invest business funding in it:

  • Survey Your Customers: Ask customers, either in person or with online surveys, if your new product or service idea interests them.
  • Look at Similar Businesses: Whether they are your rivals or just a similar business in a different town, checking in on businesses that have taken a particular risk prior to you is always a good idea.
  • Do Not Let Something New Take Away Focus: Your business is only as successful as it is because of what you made it. Be sure to maintain that quality and consistency.

Working Capital Loans Mitigate Surprising Business Costs

Launching a business is an expensive endeavor. Most people who have brought a product to market or opened up a store suggest that from planning to completion, these projects will always cost twice as much as you expect. That is a steep and uncomfortable financial hill to crawl up for anyone looking to make the most of their entrepreneurial spirit. The need for small business funding is undeniable.

After that first endeavor, many folks suggest that even as costs come down you will still need working capital loans in order to keep the company solvent through much of your first few years in business. Luckily you have found Infinity Capital Funding, a business funding source that understands just how stressful these kinds of money maneuvers can be. As a result, we have set up a wide array of options for businesses to receive the funding they need without needless stress later on.

With low interest rates and fair payment plans, we know that you can not just survive but thrive. This is why we do not call you or your company a customer. We call you our partner because we are in business to make money together. Investing and lending should always be so safe and agreeable.

Business Funding for AC

business fundingFor a lot of business people, especially those just starting out, there is a budget-minded tendency to cut corners wherever you might be able to. As winter turned to spring, many of those business people decided investing in an air conditioner was unnecessary. Now that the “real feel” temperatures are getting into the 106 degree range, they—and their customers—are likely taking notice.

With small business funding from our knowledgeable staff at Infinity Capital Funding, you can invest money in your business, including installing an air conditioning system. When it is this stiflingly hot, the heat can destroy merchandise or discourage consumers from even entering an air-condition-free zone.

Putting business funding into air conditioning is not without its logic. Adding AC will keep employees happier and make customers feel like your business is a cozy refuge from an unforgiving sun. Once you have the unit installed, we will take our repayment out of a small percentage of your credit card sales. The idea behind this plan is to stretch your repayment out so much that you do not even feel it in your pockets in the coming months.

Do not languish one more day with no air conditioning at your business.